Sterling Bank - Home Loans specializes in helping clients purchase, refinance and build homes. We make the loan process pleasant and easy, with many flexible plans to meet your residential lending needs.
Purchasing a Home?
Primary homes, vacation homes, condos, rental properties—get the type of financing you need. We can speed up your loan even if you are a first-time buyer.
Looking to Refinance?
We make refinancing quick and easy, whether you want to lower your payment, make home improvements or consolidate debt.
We offer FHA and VA government insured mortgage programs that can be used to purchase or refinance your home.
State Bond Loans
First-time homebuyers with low-to-moderate incomes can obtain down payment assistance and benefit from expanded program guidelines, designed to encourage homeownership.
USDA Rural Housing Loans
100% financing for low-to-moderate income borrowers in USDA designated “rural” areas.
A great option for those who are age 62 or older and live in their own home. The reverse mortgage converts part of the equity in your home into cash without the burden of making monthly payments.
Need Assistance with Payments?
Everyone goes through financial hardships from time to time during the course of their lifetime. Learn how to keep on track with mortgage payments when faced with financial challenges.