Sterling Bank - Home Loans Home Apply Now
 SEARCH

The James Group

Dawn James & Peter James

3312 Rosedale Street NW, Suite 102
Gig Harbor, WA 98335

Office: 253-988-0426
Toll Free: 800-262-3334
Fax: 253-853-5636

Refinancing a Home

Home refinancing can be a smart way to lower your rate or payment, consolidate debt, or free up cash for other uses. We have many programs to help meet your goals.

15-, 20- and 30-Year Conventional and Jumbo Loans
Our most popular loans, offering competitive rates and loan to values.

Government Loans
A full menu of refinancing options are offered, including VA Interest Rate Reduction Refinance Loans and FHA Streamline Refinances (with or without appraisal).

USDA Rural Housing
Borrowers who currently have USDA Rural Housing Loans may refinance to lower their rate or payment. A “no appraisal” option is available. Income and geographic restrictions apply.

Need Assistance with Payments?
Everyone goes through financial hardships from time to time during the course of their lifetime. Learn how to keep on track with mortgage payments when faced with financial challenges.

Enjoy a variety of fixed rate and adjustable rate mortgage loan options from our programs.